Commercial Insurance
Braddon Insurance Advisors is equipped with the experience and resources to best guide you in covering your business. Contact us or complete our Request a Quote option, so we may get started today. Common coverages which we will explore, include but are not limited to:
General Liability – Coverage for your business against claims made by others for bodily injury, property damage or personal and advertising injury.
Business Owners Policy – Comprehensive coverage which combines property and liability insurance, and often includes a long list of built-in “bells & whistles”.
Property Insurance – Coverage for your business’s property, whether it’s a building, contents or inventory, mobile property/tools, tenant build-out, or otherwise.
Business Income – Loss of Income resulting from a covered property loss to your business.
Professional Liability
- Errors & Omissions (E&O), this is protection for mistakes made while delivering professional services.
- Directors & Officers (D&O), this protection is for companies’ directors and officers, from alleged covered acts of wrongdoing, while serving on a board and/or as an officer.
Business Automobile Insurance – Coverage for you and your employees for an accident which occurs while driving for the business. This can include vehicles owned, hired/rented, or even employee vehicles being used “on the clock”.
Workers Compensation – Protection for the businesses for costs associated with an employees work-related injury and/or illness. This coverage is often mandatory, per state guidelines.
Business Income & Business Interruption – coverage to protect your business for loss of income or interrupted operations due to a covered loss.
Builders Risk Insurance – Coverage for commercial structures which are under construction.
Crime – Protection from financial loss to a business (from theft, forgery, fraud, etc), including by employees. For businesses with a retirement plan, a Fidelity-ERISA bond may be required to protect from mishandling and misappropriation of those funds.
Employee Practices Liability – Protection against damages and defense costs related to an employee’s claim of employment-related violations. Common claims include sexual harassment, discrimination, and wrongful termination.
Cyber Liability – Protection for your business against harmful cyber events, including ransomware, malware, data breach, social engineering and viruses. Get your custom quote now!
Umbrella Insurance – a flexible, additional layer of liability, extending over underlying liability limits on a business’s general liability, business auto liability, and employers liability.
