Community Association Risks

Community Association Risks

We specialize in writing insurance for Community Associations, from Condominium Unit-Owners Associations to Homeowner Associations. We have direct access to top carriers for the Washington Metro Area, and apply our expertise to determine the best option for our clients.

We will review key components, which commonly include:

• Property Insurance - Building, Contents, Common Property and Appurtenant Structures, Boiler & Machinery/Equipment Breakdown
• Liability - Association Liability, Hired & Non owned Auto liability, Garagekeepers, Directors & Officers
• Workers compensation - Coverage for Contractors and/or direct employees
• Umbrella/Excess Liability - Coverage extending over underlying liability limits
• Fidelity Bond, Crime-Employee Dishonesty

We will also review other important but optional coverages, which often include Water/Sewage Back-up, Earthquake, and Flood insurance.

We have partnered with leading carriers who are able to write high-rise, low-rise, single-family, townhome, condominium and homeowner associations.