Home Insurance

Home Insurance

Let Braddon Insurance Advisors help you obtain the homeowners policy you need to protect your investment. We can help you secure coverage for your primary home, secondary and vacation homes, condominium, as well as investment properties, whether vacant or tenant-occupied. Our goal is to ensure you and your dwelling are adequately insured, with the proper policy type. We will review all key coverage parts, which often include:

Dwelling- Protection for damage or loss to the home's structure. For homeowners, it's important to insure at the cost to reconstruct. We can work up a replacement cost calculation to help insure to value.

Contents - Coverage for personal belongings, not attached to or built into the home. This would include clothing, electronics, furniture, and more.

Personal Liability - Protection for you and your assets, if you are liable for bodily injury or property damage to others.

Loss of Use - Coverage to help cover costs of additional living expenses, should a house not be livable, following a covered loss. For investment properties, loss of rents could apply.

In addition to all key coverages parts, we will advise you of other, important coverages options, such as Personal Injury, ID theft, Water/Sewage backup, and Ordinance and Law. Options may vary based on your policy type, and we will help you determine which ones best suit your needs.

In addition to insurance for your home, we offer a variety of other property and related personal insurance policies. Some common examples include:

• Inland Marine, for scheduled valuable items (ie. Jewelry, Fine Arts, Musical Instruments, etc.)
• Renters Insurance, to protect tenants' property and liability
• Flood Insurance, coverage for your property, contents or both in the event of a flood. Note: Contrary to popular belief, this coverage is not built into standard Homeowners Insurance.
• Umbrella - A layer of protection which can extend over your underlying liability limits, should you be sued and/or liable for injury or property damage.

Call or use our website's quoting tools, so we can get started on your competitive quotes today!

Keep in mind, many of our carriers offer a discount for bundling your Homeowners, Auto and other personal insurance policies. We are a full service agency, which means we can help you with all of it!